Loan Products
Explore our loan options below:
- Conventional
- - Minimum credit score requirement of 620
- Term up to 30-years
- Rate locked for the term of the loan
- Max loan to value of 95%
- 3% Down payment option available for FIRST-TIME Homebuyers.
- Purcha
- USDA Rural Development
- - Minimum credit score requirement of 620 *options available for no credit score
- Term 30-years only
- Rate locked for the term of the loan
- Max loan to value of 100% of the appraised value or sales
- Federal Housing Administration Loan (FHA Loan)
- - Minimum credit score requirement of 580
- Term of 15 or 30 years
- Rate locked for the term of the loan
- Max loan to value of 96.5%
- 3.5% down payment required
- Purchase or Refinance
- Decreasing
- VA
- - Must be a veteran of any branch of the armed forces
- Must obtain Certificate of Eligibility form
- Must obtain DD214 form
- No minimum credit score requirement
- Term 15 or 30 years
- Rate locked f